Balance Transfer Credit Cards

Credit card companies know that there are occasions when you want to consolidate your debts onto one card. So by offering good deals on balance transfers, they gain new customers and you get a chance to clear an outstanding debt whilst saving hundreds of pounds on interest payments.

Product	Features & Benefits
	6.9% on balance transfers until paid for in full (No handling charge.) 0% on purchases for the first 3 months Typical rate 14.9% APR (variable) 6 months FREE Gadget Insurance More Details
	0% on balance transfers for the first 10 months (2.75% handling charge applies. Offer on transfers for first 3 months only) 0% on purchases for the first 3 months Typical rate 15.9% APR (variable) 0% commission on purchases overseas 0% again on balance transfers for 5 months* on the month of your 1st and 2nd anniversary 24/7 helpline, and online account management More Details
	0% balance transfer for 15 months (a 2.98% handling charge applies) Design your own card from benefits to design Typical rate 15.9% APR (variable) on purchases No annual fee Lots of Virgin discounts More Details
	0% balance transfers until 1st November 2009 (a 3% handling charge applies) 0% p.a interest for purchases until 1st October 2008 Typical 16.9% APR variable, 24.9% on cash advances 0% anniversary offer for up to five months on balance transfers made in August 2010 and August 2011, (2.5% fee applies) More Details
	0% on balance transfers for 10 months (a 2.5% handling charge applies) 0% interest for purchases - fixed for 1st 3 months Typical 15.9% APR variable No commission fees on purchases abroad Free 12 month extended warranty selected goods More Details
	0% balance transfers until 1st November 2009 (3% fee) 0% purchases until 1st November 2009 Typical rate 14.9% APR (variable) Free Identity Theft Assistance No internet fraud liability if card is used without your knowledge More Details
	Typical 14.9% APR variable Up to 3 % MoneyBack for on card purchases for the first 3 months, then Standard MoneyBack rate up to 1.5% Balance transfer promotional rates vary Up to 56 days interest-free credit on purchases You won't be liable for any fraudulent use of your Amex card on the Internet. More Details

If you are one of the thousands of multi credit card customers who forget to pay their minimum payments each month, you could be saving the money wasted on late payment charges. Another great balance transfer option is to go for a card that offers a low interest rate for the life of the card. This means that you know exactly what your interest charges will be and they won't increase. Check out our Best Picks for Balance Transfer Cards by clicking 'More Details' where you can apply direct to the providers.

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