Unsecured Loans

If you are not a home owner it can be difficult to successfully apply for a loan. There are, however, many loan providers who are happy to offer unsecured loans. The interest rate will not be as competitive as that for a secured loan but that does not mean the repayments are not achievable. You could borrow from £500 up to £25,000 and your payment terms could range from 6 months to ten years or more. Applying for an unsecured loan could provide you with the funds to take a holiday plan a wedding or buy a car.

Product Features & Benefits
Halifax Personal Loan
  • Loans available up to £13,000 Rates from 8.1%
  • For loans over £7,000 typical APR 8.1%
  • No monthly loan repayments for the first 3 months(although interest is charged from the start of the loan)
  • Fixed monthly repayments to suit your budget
  • Funds transferred direct to your bank account

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M&S Loan
  • Typical rates from 9.9% APR for loans of £7,000 - £25,000
  • Loans available between £1,000 - £25,000
  • Guaranteed fixed monthly repayments for the entire term
  • Affordable optional payment protection insurance

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Bank of Scotland Personal Loans
  • Loans available up to £13,000
  • For loans over £7,000 typical APR 8.1%
  • You don't have to make any monthly loan repayments for the first three months
  • Fixed monthly repayments to suit your budget
  • Get an instant decision in 10 minutes

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The table (left) shows some of the latest rates available for unsecured loans.

Halifax Loans Alliance & Leicester Loans